Silvertree Private Client Group
Ultra high net worth wealth management for the transaction and generations after it
When a manufacturing company, family balance sheet, estate plan, and ownership transition share the same decisions, no single advisor can work in isolation. Silvertree coordinates the full advisory group around what changes before a sale, at close, and across the years that follow.
The ownership transition
The sale is one event. The decision chain starts much earlier.
A manufacturing exit can concentrate years of tax, estate, investment, insurance, charitable, and family decisions into a narrow window. The purchase agreement may receive the attention, but entity structure, transfer planning, liquidity, and successor readiness often determine what the family is prepared to do next.
Silvertree brings those dependencies into one working view. We help the family and its advisors see which choices belong before a letter of intent, which must stay flexible during diligence, and which can wait until terms are known.
What transfers before the transaction
Ownership, entity, trust, insurance, and charitable choices can carry different timing requirements. We frame the questions early enough for your attorney and tax professional to evaluate them with the transaction structure in view.
What remains exposed during close
Escrow, earnouts, retained equity, rollover interests, guarantees, and continued company involvement can create obligations after proceeds arrive. We connect each term to liquidity, investment policy, and family commitments.
What the family is expected to carry forward
A company once supplied purpose, identity, decision rules, and an operating rhythm. After close, the family needs a clear way to make shared decisions without turning every question into a transaction replay.
The operating model
A virtual family office built around one family agenda
Family office services for business owners should create direction without adding another disconnected layer. Silvertree holds the central plan, prepares cross-advisor decisions, and keeps action items moving among the people responsible for tax, legal, estate, insurance, investment, and transaction work.
Your existing professionals can remain in place. Through Summit Financial, we can also coordinate access to added specialists when the facts call for a deeper bench. The objective is a working advisory structure with clear responsibilities, records, and review dates.
Business
Transaction and succession
Prepare for sale options, internal succession, retained interests, continuity obligations, and the decisions that connect company terms to the family plan.
Family
Transfer and governance
Define who participates, how decisions are documented, what education is needed, and where estate or philanthropic intentions require professional follow-through.
Capital
Liquidity and investment policy
Separate near-term commitments from long-term pools, establish decision ranges, and give the family a repeatable framework for oversight after close.
Coordinated planning
Ultra high net worth financial advisor work organized around the owner, the company, and the family
Each area below affects the others. We organize the sequence and provide the information your specialists need, while each professional remains responsible for advice within that professional's discipline.
Business exit planning for manufacturers
CEPA-informed planning connects owner readiness, company readiness, personal readiness, transaction alternatives, and the family decisions that cannot wait for diligence.
Advanced tax strategy coordination
We identify timing, ownership, charitable, distribution, and transaction questions for review with your CPA and tax counsel before key dates pass.
Estate and generational wealth transfer
We connect family intent, control, beneficiary structure, projected liquidity, document work, and trust funding so the plan can be implemented and maintained.
Entity and liquidity structuring
We help map operating entities, investment entities, near-term reserves, retained transaction exposure, and long-term pools for coordinated legal and tax review.
Family governance and education
We help define meeting cadence, decision rights, family participation, information sharing, and practical education for members assuming new responsibilities.
Philanthropy and family commitments
We organize charitable intent, timing, governance, family participation, and the roles of legal and tax professionals before a vehicle or gift is selected.
Give the advisory group one decision map
Start with the transaction, estate issue, or family question that is creating the most pressure now.
What changes after close
Liquidity changes the balance sheet. It also changes the family system.
The company may have provided a shared mission, a familiar decision process, and a visible connection between effort and outcomes. A transaction can remove that structure overnight. Post-close planning should address more than portfolio construction. It should give the family a way to decide, communicate, and adapt.
Purpose before products
We begin with what the family wants the capital to support, what must remain flexible, and which commitments already exist.
Separate decision pools
Near-term taxes and obligations should not be confused with lifestyle reserves, legacy assets, or capital intended for future opportunities.
Defined family roles
Not every member needs the same authority or information. Clear roles reduce ambiguity while giving participation a practical shape.
A record that survives meetings
Decision notes, responsibilities, target dates, and review triggers keep agreed work from disappearing between advisor calls.
How the work begins
A disciplined sequence for a moving situation
- 1
Frame the decision
We start with a 10 to 15 minute conversation about what is changing, the dates that matter, and the professionals already involved.
- 2
Build the family agenda
Discovery covers the company, ownership, estate documents, entities, obligations, family priorities, and the open questions surrounding the transaction.
- 3
Set order and ownership
We identify dependencies, assign each item to the appropriate advisor, and establish dates for decisions, drafts, and follow-up.
- 4
Maintain the operating plan
As terms, tax estimates, documents, or family needs change, we update the working view and bring the right people back to the table.
You do not need every answer before the first call
Bring the current issue, the available documents, and the deadline. We can help organize what needs to happen next.
Family governance
Create a decision system before every choice becomes a family meeting
Governance does not need to imitate a corporate board. It needs to fit the family, the assets, and the decisions members will actually face. We help establish a practical starting structure, then coordinate legal or tax work when formal documents are required.
Decisions
Define which matters are individual, shared, delegated, or reserved for trustees, managers, directors, or another named role.
Participation
Clarify who receives information, who prepares for meetings, how younger members learn, and when outside advisors should participate.
Continuity
Record the principles, responsibilities, and review points that should remain useful when people, entities, or family priorities change.
Different work for a different financial life
This page is designed for owners and families whose planning centers on a business transition and the generations after it. For compensation, concentrated employer stock, and retirement decisions while still working, see our high net worth financial planning for manufacturing executives.
The Private Client Group
People who keep the advisory work moving
Jason Glisczynski leads the Private Client Group. Jonathan Steffen builds planning structure, and Adam Ranum supports the ongoing advice and communication that keeps agreed work connected.
The family may have several attorneys, tax professionals, insurance specialists, transaction advisors, trustees, and investment relationships. Silvertree maintains the central agenda so each person can contribute at the right point.
Jason Glisczynski, CFP, CPWA, CEPA
Co-Founder and Managing Partner, Silvertree Private Client Group
Jason leads the Private Client Group and brings exit planning training to ownership transitions that connect the company, the transaction, and the family.
Jonathan Steffen
Co-Founder and Lead Financial Planner
Jonathan develops planning structure around the entities, goals, advisors, and decisions that need to work together over time.
Adam Ranum
Private Wealth Advisor
Adam supports ongoing advice and communication, helping keep current family and advisor decisions tied to the working plan.
Stevens Point and beyond
Manufacturing roots in Wisconsin, family office reach across the country
Silvertree is headquartered at 2715 Post Rd Suite A in Stevens Point, Wisconsin. We work from a community shaped by manufacturers, suppliers, and multigenerational businesses, then coordinate virtually with families and professional teams across the United States.
A fiduciary financial advisor in Stevens Point
Local context matters when company ownership, family history, and the surrounding community are part of the same decision. Our central Wisconsin base keeps that context close.
National coordination without generic advice
Virtual meetings, organized records, and scheduled advisor communication let us work across locations while keeping the company, transaction, and family facts at the center.
Questions families ask
Ultra high net worth wealth management FAQ
These answers describe how Silvertree approaches coordinated planning for manufacturing owners and multigenerational families.
What is ultra high net worth wealth management?
It is coordinated planning for families whose financial lives include substantial private business interests, multiple entities, trusts, tax considerations, estate transfer, charitable intent, and shared family decisions. The work connects specialists and decisions across those areas rather than treating each account or document separately.
What is a virtual family office?
A virtual family office coordinates the work of investment, tax, legal, estate, insurance, and other professionals around one family agenda without requiring the family to build a full in-house office. Silvertree maintains the working plan, prepares joint decisions, tracks responsibilities, and keeps follow-up visible.
When should a manufacturing owner begin business exit planning?
Planning is most useful before transaction terms narrow the available choices. An early start gives the owner and professional group time to assess readiness, succession alternatives, ownership structure, estate transfers, charitable intentions, tax questions, leadership continuity, and family expectations.
Can Silvertree work with our current CPA and estate attorney?
Yes. Silvertree is built to coordinate with the professionals a family already trusts. We organize questions, prepare for joint meetings, document next actions, and track dependencies. When an additional specialty is needed, we can coordinate access to resources through Summit Financial.
How does estate planning fit with a business sale?
Ownership changes, valuation, transaction timing, estate documents, trust funding, liquidity, control, and beneficiary goals can affect one another. Silvertree helps identify and sequence those issues for the family's estate attorney and tax professionals, then connects the resulting decisions to the broader plan.
What happens to the planning work after the company is sold?
The focus shifts from preparing for a transaction to managing obligations, retained interests, investment policy, estate implementation, family roles, philanthropy, and long-term oversight. Silvertree updates the working plan as final terms, tax estimates, family needs, and market conditions become clearer.
Can you help our family establish governance?
Yes. We can help a family clarify decision categories, participation, meeting cadence, information sharing, education, responsibilities, and review dates. Attorneys and tax professionals address any formal legal or tax documents required, while Silvertree coordinates those pieces with the family's wider plan.
Do you coordinate philanthropic planning?
Yes. We help define charitable intent, desired family participation, timing, liquidity, governance, and the questions that legal and tax professionals should evaluate. The structure follows the purpose and facts rather than leading the conversation.
Can Silvertree serve families outside Wisconsin?
Yes. Silvertree is headquartered in Stevens Point and works with clients in Wisconsin and nationally. Virtual meetings, coordinated records, and scheduled communication support families and advisor groups in different locations, subject to the needs of the engagement and applicable requirements.
A clear first step
Put the transaction, the family, and the advisor group on one agenda
Begin with a short conversation about what is changing, which dates matter, and where coordination is breaking down.
service@silvertreeplan.com | 2715 Post Rd Suite A, Stevens Point, WI 54481