Retirement Planning in Central Wisconsin

Retirement planning guidance for individuals approaching retirement in Stevens Point and surrounding areas.

  • Retirement income planning
  • 401(k) and IRA rollover guidance
  • Social Security timing analysis
Schedule a Consultation 📞 (715) 544-1610

Investment advisory and financial planning services offered through Summit Financial, LLC, an SEC-Registered Investment Adviser, doing business as Silvertree, LLC.

Couple reviewing retirement plans in Central Wisconsin
🛡️ Independent. Fiduciary. Fee-Based.
📍 Located in Stevens Point, WI
📘 Retirement planning guidance for Central Wisconsin

Is Your Retirement Plan Built for Income — Not Just Growth?

Many pre-retirees focus on growing assets but overlook the risks that can affect income in retirement.

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Market Volatility

Unpredictable markets may affect your portfolio at the wrong time.
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Sequence of Returns Risk

Early losses in retirement can significantly reduce portfolio longevity.
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Tax Exposure

Without planning, taxes may reduce retirement income.
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Healthcare Costs

Rising medical expenses remain one of the largest unknowns in retirement.

Initial Consultation

Retirement Readiness Review

A no-obligation conversation to help evaluate your current retirement position.

📊Income sustainability analysis
🛡️Risk exposure overview
🧾Tax efficiency snapshot
⏰Retirement timeline alignment

Request a Conversation

If you’re not ready to schedule online, you can submit your information and our office can follow up.

Prefer to schedule directly? You can book online or call the office.

How It Works

01

Initial Consultation

We’ll discuss your goals, current situation, and what matters most to you in retirement.
02

Strategy Discussion

We’ll share observations and potential planning strategies tailored to your circumstances.
03

Implementation and Ongoing Monitoring

If we’re a fit, we’ll help implement your plan and provide continued oversight.

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Proudly Serving Central Wisconsin

Our office is located in Stevens Point, and we work with pre-retirees throughout the region, including Plover, Wisconsin Rapids, Wausau, and surrounding communities.

Frequently Asked Questions

What does a retirement planner do?
A retirement planner helps individuals evaluate their financial position as they approach retirement. This may include reviewing income sources, assessing risk, analyzing tax considerations, and developing a strategy designed to support retirement goals.
What is the difference between a fiduciary and a broker?
A fiduciary is legally obligated to act in the client’s interest. A broker may operate under a suitability standard, which means recommendations must be suitable but are not required to be in the client’s best interest. Advisory services offered through Summit Financial, LLC are provided in a fiduciary capacity.
When should I start retirement planning?
Many individuals benefit from focused retirement planning 5 to 10 years before their intended retirement date, though timing depends on personal circumstances.
How are retirement planning services compensated?
Compensation structures vary. We operate on a fee-based model. During your initial consultation, we’ll explain the fee structure so you can make an informed decision.
Is there a minimum account size?
We’re happy to discuss your situation regardless of account size. During the initial consultation, we’ll determine whether our services are a good fit for your needs.

Schedule a Consultation

Take the next step in evaluating your retirement planning options. There is no cost or obligation for the initial consultation.
Schedule a Consultation 📞 (715) 544-1610

Investment advisory and financial planning services offered through Summit Financial, LLC, an SEC-Registered Investment Adviser, doing business as Silvertree, LLC.

📞 Call Schedule